
This Million Dollar Chicken Casserole has earned its name through years of satisfying families with its impossibly creamy texture and rich, indulgent flavors. The combination of tender shredded chicken, fluffy rice, and three different creamy components creates a dish that truly tastes like comfort food luxury.
I discovered this recipe during a particularly hectic week when I needed something satisfying but simple. Now my family requests it whenever they want real comfort food, and I love how the layered approach creates distinct textures in every bite while keeping prep time minimal.
Ingredients
- 3 cups cooked rice: provides the hearty foundation layer that soaks up all the creamy flavors
- 3 cups shredded chicken: gives substantial protein; rotisserie chicken works perfectly and saves time
- 1 cup cream cheese: divided between layers adds luxurious richness; let it soften at room temperature first
- 1 cup cottage cheese: divided creates extra creaminess without heaviness; ricotta works as substitute
- 14 oz cream of chicken soup: binds everything together with savory chicken flavor
- 1 teaspoon minced garlic: enhances the overall taste profile
- 1 teaspoon minced onion: adds subtle sharpness and depth
- 20 to 25 Ritz crackers: for the signature crunchy topping
- 3 tablespoons melted butter: helps the crackers brown beautifully
Step by Step Instructions
- Prepare Your Base:
- Preheat oven to 355°F and grease your 9x13 inch baking dish thoroughly. Set up two medium bowls, placing your cooked rice in one and shredded chicken in the other. This organization makes assembly much smoother.
- Create the Rice Layer:
- Mix half cup each of cream cheese and cottage cheese into the rice bowl. The cream cheese should be room temperature for easy blending. Spread this mixture evenly across the bottom of your prepared baking dish, creating your foundation layer.
- Build the Chicken Layer:
- Add the remaining cream cheese and cottage cheese to your chicken bowl along with the entire can of cream of chicken soup, minced garlic, and minced onion. Mix thoroughly until everything is well combined and spread this mixture over your rice layer.
- Initial Baking:
- Place the casserole in your preheated oven uncovered and bake for 30 to 35 minutes. The edges should be bubbling and the top should be set but not browned.
- Add the Signature Topping:
- While the casserole bakes, crush your Ritz crackers and mix with melted butter until evenly coated. Remove casserole from oven, sprinkle the buttery cracker mixture across the top, then return to oven for exactly 5 more minutes until golden.

The secret to this casserole's success lies in the layering technique, which creates distinct textures while allowing flavors to meld together beautifully. My favorite part is how the bottom rice layer absorbs all the creamy goodness while maintaining its texture, creating the perfect foundation for every forkful.
Smart Storage Solutions
Store leftover casserole in the refrigerator for up to 3 days in an airtight container. The flavors actually improve overnight as everything melds together even more. For longer storage, assemble the entire casserole without the cracker topping and freeze for up to 3 months. Thaw completely in the refrigerator overnight before baking according to the original instructions.
Perfect Ingredient Swaps
This recipe adapts beautifully to different preferences and dietary needs. Swap the cottage cheese for ricotta if you prefer a smoother texture, or use Greek yogurt for extra protein. The rice can be replaced with cooked pasta, quinoa, or even cauliflower rice for a lower carb option. For the chicken, leftover turkey, shredded beef, or even cooked ground turkey work wonderfully.
Serving Success Tips
Balance this rich casserole with light, fresh sides that cut through the creaminess. A crisp garden salad with vinaigrette, steamed green vegetables with lemon, or roasted asparagus provide the perfect contrast. The casserole is filling enough that you only need simple sides to complete the meal.

Frequently Asked Questions About Recipes
- → Can I use different types of rice for this casserole?
Yes, any cooked rice works well - white rice, brown rice, or even wild rice. Pre-cooked rice packets or leftover rice from previous meals save time and work perfectly in this dish.
- → What's the best way to get perfectly shredded chicken?
Rotisserie chicken is the easiest option - just remove the skin and shred by hand. You can also use leftover cooked chicken, or poach chicken breasts and shred them while still warm for the best texture.
- → Can I make this casserole ahead of time?
Absolutely! Assemble the casserole without the cracker topping and refrigerate for up to 24 hours. Add the buttery crackers just before baking for the best texture and freshness.
- → What can I substitute for cottage cheese?
Ricotta cheese is the best substitute, providing similar creaminess and texture. You could also use sour cream, though it will make the dish slightly tangier and less thick.
- → How do I prevent the casserole from drying out?
Don't overbake the casserole - 30-35 minutes is perfect. Cover with foil if the top browns too quickly, and make sure your cream cheese is fully softened before mixing for the smoothest texture.
- → Can I freeze this casserole?
Yes, assemble without the cracker topping and freeze for up to 3 months. Thaw completely in the refrigerator overnight, then bake as directed, adding the cracker layer in the final 5 minutes.